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San Rafael Reverse Mortgage

Free · No credit check · 60 seconds

Could a reverse mortgage end your monthly mortgage payment?

Get a personalized estimate built for California homeowners 55 and over. See how much cash you could unlock from your home — in about a minute.

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Your Reverse Mortgage Guide​

Reverse Mortgage is the #1 option for thousands of Senior Citizens in San Rafael. Getting a line of credit to enjoy your retirement never been easier.

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What is Reverse Mortgage?

home loans for seniors In San Rafael

Reverse Mortgage is a home loan line of credit that may be taken out against the equity for senior citizens who are at least 62 years of age and reside in the city of San Rafael. The proceeds of the loan may be used for any purpose.
  • Keep Ownership – You will remain the owner of your home
  • No Payments – No monthly mortgage payments required
  • Social Security & Medicare –benefits will not be affected

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Reverse Mortgage Benefits

Reverse Mortgage gives you the freedom to convert your house into cash, and because there is no mortgage payment required on reverse mortgage loans, the money your borrow can be used for any purpose you desire whether you are looking to pay down your debt or enhance your overall lifestyle, that’s totally up to you.
Reverse mortgage loans are repaid at the end of the loan which means that you can enjoy the money you borrow without having to worry about making a monthly mortgage payment.
Many senior citizens start collecting Social Security at the age of 62, and therefore do not receive their full retirement benefits. The reason behind that is that for every year they delay taking Social Security, the bigger their benefits will be.

With reverse mortgages, borrowers are required to take counseling with an independent third-party Home Equity Conversion Mortgage (HECM) counselor who goes over the features of the reverse mortgage loan and the borrower’s responsibilities. That’s a great benefit because this will ensure that you completely understand how reverse mortgage works.

A reverse mortgage loan may start out with a $150,000 line of credit and 10 years later, it may be worth $300,000. One of the unique features of this loan program is that any unused portion of the line of credit will increase in value over time.
During your reverse mortgage counseling session, your counselor will work with you to help explain how reverse mortgages work so you can join reverse mortgage counseling online in San Rafael California.

How It Works?

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Frequently Asked Questions

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Resources

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Specials and Direction for San Rafael Senior Citizens

Specials and Direction for San Rafael Senior Citizens

Not everyone is able to build a suitable retirement income that will taken them through their golden years. Many San Rafael retirees soon discover that the amount of their new monthly income is not enough to cover the expenses of living.
  • Call us on (888) 387-8415 to receive Free Evaluation and proposal
  • Attend Reverse Mortgage phone Counseling with a HUD Approved Counselor
  • Sign Loan Application, Disclosures and Run Credit
  • Order the Appraisal
  • San Rafael Reverse Mortgage will Submit the loan to Underwriting
  • San Rafael Reverse Mortgage will Fund and close the loan.
  • San Rafael Reverse Mortgage Offer Free Consultation and Education to San Rafael Seniors
  • San Rafael Reverse Mortgage Will not have any Origination Charges for San Rafael Senior Citizens
  • San Rafael Senior Citizens will receive Free Credit report
  • San Rafael Reverse Mortgage will Reimburse the Appraisal Fee to San Rafael Senior Citizens at the close of their transaction.

Serving San Rafael​

From: San Rafael, CA

San Rafael, California: A Tapestry of Vibrant Living and Community Well-Being

Nestled in the heart of Marin County, San Rafael, California, stands as a beacon of picturesque landscapes, diverse neighborhoods, and a thriving community. This charming city offers an alluring blend of lifestyle, education, healthcare, financial stability, recreational activities, and more. In this article, we delve into the various facets that make San Rafael an exceptional place to live and explore.

Lifestyle: Where Culture and Nature Converge

San Rafael’s lifestyle seamlessly intertwines urban amenities with natural beauty. The city is characterized by a laid-back yet culturally vibrant atmosphere. Residents enjoy a plethora of dining options, boutique shopping, and local art galleries that infuse the streets with creative energy. The nearby stunning coastline, coupled with the awe-inspiring landscapes of Marin County, ensures that outdoor enthusiasts have endless opportunities for hiking, biking, and exploring.

Education System: Nurturing Young Minds

San Rafael’s commitment to education is evident through its excellent school system. The city boasts a range of public and private schools that prioritize academic excellence, innovative teaching methodologies, and holistic development. The San Rafael City Schools District is dedicated to equipping students with the skills and knowledge needed to excel in a rapidly evolving world, ensuring a bright future for the next generation.

Health System: Prioritizing Community Well-being

Access to quality healthcare is a cornerstone of San Rafael’s infrastructure. The city is home to world-class medical facilities and clinics that provide comprehensive care to residents. San Rafael’s health system emphasizes preventive care, wellness programs, and community outreach, promoting a healthier and happier populace.

Financial System and Programs: Building Economic Resilience

San Rafael’s robust financial system is a testament to its economic stability. The city fosters a business-friendly environment that encourages entrepreneurship and innovation. Moreover, the local government has implemented various financial programs that support small businesses, promote job growth, and ensure financial inclusivity, reinforcing the economic backbone of the community.

Housing Market: Finding Your Dream Home

The housing market in San Rafael offers a diverse range of options, catering to various preferences and lifestyles. From charming historic homes to modern condominiums with stunning views, there’s something for everyone. The city also places emphasis on affordable housing initiatives, ensuring that residents from all walks of life can find a place to call home.

Activities for Senior Citizens: Embracing the Golden Years

San Rafael takes pride in its dedication to providing enriching activities and services for its senior citizens. Local community centers offer programs that promote active aging, social engagement, and lifelong learning. From fitness classes to art workshops and community outings, seniors have ample opportunities to lead fulfilling lives in their golden years.

Activities for Youth: Nurturing Tomorrow’s Leaders

San Rafael recognizes that investing in its youth is an investment in the future. The city’s youth programs encompass a wide range of educational, recreational, and cultural activities. These initiatives empower young minds, foster leadership skills, and encourage a sense of belonging within the community.

Parks and Recreation: Natural Retreats Within Reach

San Rafael’s commitment to preserving green spaces is evident in its expansive parks and recreational facilities. Residents and visitors can enjoy a host of outdoor activities, from picnicking in lush gardens to playing sports in well-maintained fields. The Marinwood Pool and Terra Linda Recreation Center are just a couple of examples of the city’s dedication to promoting an active and healthy lifestyle.

Conclusion: The Tapestry of Community Flourishing

San Rafael, California, stands as a testament to the harmonious blend of lifestyle, education, healthcare, and recreational opportunities. Its vibrant culture, strong educational foundation, quality healthcare, and diverse housing options make it an ideal place to call home. Whether you’re seeking a serene natural environment, a thriving arts scene, or a nurturing community for all ages, San Rafael offers a tapestry of possibilities. As the city continues to evolve and innovate, its commitment to holistic well-being ensures that it remains a great place to live, work, and thrive.

What people say

I Can't be more Grateful for the service received, i was worried about buying my new home at the same time of selling my home and Los Angeles Reverse mortgage were ahead of the game, and had everything ready for the sale of my home to be done and they never delayed me or cause me any risk of any delay or any problem and always were very attentive.
Nancy Carrillo
Nancy CarrilloBought a House With Reverse Mortgage Loan
Los Angeles Reverse Mortgage, had no problem with any of my obstacles, and they really did what they say. they focused on what i wanted to achieve and they made sure it happened regardless of the complications i had with my credit and My Income.
Norma Bekstrom
Norma BekstromRefinanced even with Major Credit Issues