Understanding Back-to-School Spending Trends: Insights and Implications September, or August in some parts of the country, is often considered one of the busiest spending months of the year. According to the National Retail Federation (NRF), a trade organization that predicts spending at department stores and other retail outlets, back-to-school spending will produce an additional $130 […]
Mastering Financial Wellness with Irregular Income Whether you’re building your emergency fund or setting money aside for retirement, saving for the future is a key part of financial wellness. But getting into the habit of saving can be tricky if your income fluctuates. You may have more financial wiggle room during certain months, or money […]
Building a Strong Financial Foundation in College College is an exciting time filled with new experiences and opportunities. It’s also a crucial period to start building a strong financial foundation. At O1ne Mortgage, we understand the importance of financial stability, and we’re here to help you every step of the way. Call us at 213-732-3074 […]
Maximize Your Financial Health with Balance Transfer Credit Cards At O1ne Mortgage, we prioritize consumer credit and finance education to help you make the best financial decisions. Balance transfer credit cards can be a powerful tool to save money and manage debt effectively, but they must be used wisely. In this blog, we will explore […]
Unlocking the Power of Experian Boost: A Comprehensive Guide At O1ne Mortgage, we understand the importance of a good credit score in securing favorable mortgage terms. That’s why we’re excited to share insights about Experian Boost, a free tool that can help you improve your FICO® Score instantly. If you have any mortgage service needs, […]
Understanding Credit Card Piggybacking: What You Need to Know When it comes to building or improving your credit, you might come across a tactic known as “credit card piggybacking.” This method can be beneficial, but it also comes with its own set of risks and limitations. In this blog, we’ll explore what credit card piggybacking […]
Maximizing Your Savings with Certificates of Deposit (CDs) At O1ne Mortgage, we understand the importance of making the most out of your savings. One effective way to grow your money securely is through Certificates of Deposit (CDs). In this blog, we’ll explore how CDs work, the best times to invest in them, and strategies to […]
Exploring Alternatives to Certificates of Deposit (CDs) Certificates of deposit (CDs) are a popular choice for low-risk investments. When you fund a CD, your money earns interest over a set maturity period, which can range from one month to several years. Upon the CD’s expiration, you receive your initial investment plus the accrued interest. While […]
Should I Repair or Replace My Car? So, your car broke down, and now you’re faced with a hefty repair bill. It’s a frustrating situation, especially if it’s becoming more of a routine than a one-time event. It’s natural to grow tired of getting nickel-and-dimed by your car to the tune of hundreds or even […]
Understanding Tax-Deferred Retirement Accounts: A Comprehensive Guide Planning for retirement is a crucial aspect of financial management, and understanding the different types of retirement accounts can significantly impact your future financial health. One of the most beneficial options available is the tax-deferred retirement account. In this blog, we will delve into what tax-deferred retirement accounts […]
