Understanding Checking Accounts: Are They Really Free? If you’re considering opening a checking account, you may wonder if all checking accounts are free. Unfortunately, the answer is no, but you may be able to find an account that doesn’t charge a monthly fee just for storing your money. Here’s what to look for when opening […]
How to Open a Checking Account: A Step-by-Step Guide Providing a safe, convenient way to access your money, make day-to-day purchases, and pay bills, a checking account is the foundation of your financial life. Whether you’re ready to open your first checking account or already have an account and are shopping for one with better […]
How to Save on Your Monthly Bills with Experian BillFixer Are you tired of paying high monthly bills for services like cable, cellphone, internet, and home security? Experian BillFixer™ is here to help you negotiate lower rates and save money effortlessly. In this blog, we’ll walk you through the simple steps to start saving on […]
Understanding Loan Servicer Changes and Their Impact on Your Credit At O1ne Mortgage, we understand that navigating the complexities of loan servicing can be daunting. If you’ve recently experienced a change in your loan servicer, you might be wondering why this happened and how it could affect your credit. In this blog, we’ll explore the […]
At O1ne Mortgage, we prioritize consumer credit and finance education to help you make the best decisions for your financial future. Understanding the nuances between prequalification and preapproval is crucial when navigating the mortgage landscape. This blog will delve into these concepts, their impact on your credit score, and how you can opt out of […]
Understanding How Bankruptcy Affects Your Retirement Accounts Does filing for bankruptcy mean forfeiting your retirement funds? For most people, it doesn’t. Most retirement accounts are protected in bankruptcy, which means they are not used to repay your debts. However, there are exemption limits on some types of accounts and there may be consequences for withdrawing […]
Understanding Preapproval: A Comprehensive Guide When it comes to securing credit, whether for a mortgage, car loan, or credit card, preapproval can be a crucial step. At O1ne Mortgage, we understand the importance of being well-informed and prepared. In this blog, we will delve into what preapproval means, its benefits, and how you can get […]
Understanding Preapproval: A Comprehensive Guide When it comes to securing credit, whether for a mortgage, car loan, or credit card, preapproval can be a crucial step. At O1ne Mortgage, we understand the importance of being well-informed and prepared. In this blog, we will delve into what preapproval means, its benefits, and how you can get […]
Understanding Credit Report Disputes: A Comprehensive Guide At O1ne Mortgage, we understand the importance of maintaining a healthy credit report. Your credit score can significantly impact your ability to secure a mortgage, and we are here to help you navigate the complexities of credit report disputes. If you have any questions or need assistance with […]
Achieve Your Savings Goals: How to Save $5,000 by the End of the Year Whether you’re an experienced saver looking to switch things up or new to saving and seeking a motivating entry point, setting a clear goal for your savings is essential. The right number depends on your personal financial situation, but $5,000 may […]
