Maximizing Your Savings with Certificates of Deposit: Avoid These Common Mistakes A Certificate of Deposit (CD) can be a smart choice for those looking to secure a fixed rate of return on their savings, especially when interest rates are high. By agreeing not to withdraw your money for a set period, you can earn more […]
How to Save Money on Your Internet Service The average American spends a significant amount on internet services each year. According to data released in October 2023 by market research company J.D. Power, the average monthly cost for wireless internet service is $79, while wired internet service costs $72. This adds up to over $860 […]
Understanding Early Retirement Packages: A Comprehensive Guide Receiving an early retirement offer can be both exciting and daunting. On one hand, it presents an opportunity to start your retirement journey earlier than planned, often with a severance package and extended benefits. On the other hand, it can feel like a push to leave your job […]
Understanding the Car Loan Process: A Comprehensive Guide Purchasing a car is one of the most significant financial decisions you’ll make. Before diving into the car loan process, it’s crucial to understand the steps involved to ensure you get the best deal possible. While having a dealer arrange financing can speed up the process, you […]
The Impact of Interest Rates on Home Buying In the fall of 2021, the average interest rate on 30-year fixed mortgages was just under 3%. By fall of 2023, due to Federal Reserve rate hikes to curb inflation, it was nearly 8%. Higher interest rates mean higher monthly mortgage payments and lifetime costs of a […]
How to Avoid Homebuyer’s Remorse: A Comprehensive Guide Buying a home is a significant milestone, but it can also be a source of stress and regret if not approached strategically. At O1ne Mortgage, we understand the complexities of the homebuying process and are here to help you navigate it smoothly. Call us at 213-732-3074 for […]
8 Effective Ways to Finance Your Divorce Divorce can be both emotionally and financially draining, with costs ranging from a few hundred dollars for a do-it-yourself split to tens of thousands for a court case. How can you ensure that ending your marriage doesn’t decimate your bank account? Here are eight ways to pay for […]
Finding the Perfect Apartment: Timing, Tips, and Negotiation Strategies Are you on the hunt for a new apartment? Timing your search can make a significant difference in the rental price and availability of units. At O1ne Mortgage, we understand the intricacies of the rental market and are here to guide you through the process. For […]
Understanding the Benefits of Multiple Life Insurance Policies Life insurance provides a crucial layer of financial security for your loved ones in the event of your passing. However, what happens if a single policy doesn’t offer enough coverage? Can you have more than one life insurance policy? The answer is yes. There is no limit […]
Why You Should Consider Buying Life Insurance Today Life insurance is a crucial financial tool that can provide peace of mind and financial security for your loved ones. At O1ne Mortgage, we understand the importance of protecting your family’s future, and we’re here to help you navigate the complexities of life insurance. Call us at […]
