Understanding the Role and Responsibilities of a Trustee Trusts are a vital component of estate planning for many families, providing a structured way to manage and distribute assets across generations. At the heart of every trust is the trustee, a person or organization responsible for managing the trust’s assets on behalf of its beneficiaries. Whether […]
Understanding the Role and Responsibilities of a Trustee Trusts are a vital component of estate planning for many families, providing a structured way to manage and distribute assets across generations. At the heart of every trust is the trustee, a person or organization responsible for managing the trust’s assets on behalf of its beneficiaries. Whether […]
Understanding Identity Theft and Fraud: Protect Yourself in 2023 Identity theft and fraud are significant issues that continue to affect millions of people each year. In 2023, the U.S. Federal Trade Commission (FTC) received over 1 million complaints of identity theft and more than 2.6 million complaints of related fraud, resulting in financial losses exceeding […]
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Understanding and Improving Your Credit Score with O1ne Mortgage Having a bad credit score can make it difficult to borrow money and cost you more in interest. However, you can fix a bad credit score by paying bills on time, keeping credit card balances low, and using credit-strengthening products like secured credit cards. At O1ne […]
Understanding and Preventing Medical Identity Theft Medical identity theft is a serious issue that can have far-reaching consequences. It occurs when someone uses your personal information to obtain medical care, purchase medical devices, order prescription drugs, or even have their provider bill your insurance company for a medical procedure. Correcting the aftermath of medical identity […]
How to Refinance a Car Loan With Bad Credit Refinancing a car loan can be a smart financial move, but it becomes more challenging when you have bad credit. While there’s no universal minimum credit score required to refinance your car loan, getting approved with bad credit is possible. However, just because you can refinance […]
Switching Mortgage Lenders: What You Need to Know When navigating the homebuying process, you might find yourself considering a switch in mortgage lenders. While it is entirely within your rights to change lenders up until the closing, it’s crucial to weigh the pros and cons before making such a decision. In this blog, we will […]
Understanding Principal-Only Payments: A Comprehensive Guide When it comes to managing loans, understanding the intricacies of principal-only payments can be a game-changer. At O1ne Mortgage, we believe in empowering our clients with the knowledge they need to make informed financial decisions. If you have any questions or need assistance with your mortgage, don’t hesitate to […]
How to Improve Your Credit Score Using Your Cellphone Bill Your cellphone bill might help you build credit and improve some of your credit scores, but only if your payments get reported to at least one of the credit bureaus: Experian, TransUnion, or Equifax. Even when your account isn’t being reported, you don’t want to […]
