How to Successfully Ask for a Raise in 2024 As we step into 2024, many individuals find themselves in a favorable position to request a raise or seek higher-paying opportunities elsewhere. With inflation tapering off, interest rates declining, and unemployment remaining below 4% for two consecutive years, the economic landscape appears promising. Although some economists […]
The Role of Paper Checks in Modern Transactions In today’s digital age, where Apple Pay, Venmo, and online shopping dominate, the relevance of paper checks might seem questionable. However, paper checks still hold a unique place in certain transactions. At O1ne Mortgage, we understand the importance of various payment methods and are here to guide […]
Understanding Social Security Credits and Their Impact on Your Future Benefits You may not realize it, but each year you work and pay into the Social Security system, you accrue Social Security credits. The Social Security Administration (SSA) then uses these credits, along with your age, to determine your eligibility for various types of benefits. […]
Maximizing Your Financial Health with Multiple Credit Cards At O1ne Mortgage, we prioritize your financial well-being and aim to provide you with the best advice to manage your credit effectively. Whether you’re looking to build your credit history or maximize your rewards, understanding how to manage multiple credit cards is crucial. In this blog, we’ll […]
Understanding Annuities: A Comprehensive Guide In 2023, annuity sales in the U.S. were projected to reach a record high of more than $350 billion, up 21% over a record-setting year in 2022, according to insurance trade group LIMRA. Yet, annuities may be less familiar than other common financial products like mutual funds or 401(k)s. Many […]
Understanding Travel Rewards Credit Cards: A Comprehensive Guide At O1ne Mortgage, we prioritize consumer credit and finance education. This blog aims to provide an objective view to help you make the best decisions regarding travel rewards credit cards. For any mortgage service needs, feel free to call us at 213-732-3074. Let’s dive into the world […]
Understanding Foreclosure: A Comprehensive Guide Foreclosure is a daunting process that no homeowner wants to face. It occurs when a lender takes possession of a home because the borrower fails to repay their mortgage. This process not only forces occupants to vacate their home but also has severe consequences for their credit. At O1ne Mortgage, […]
Understanding Life Insurance Options for Cancer Patients Receiving a cancer diagnosis can be a life-altering event, bringing with it a whirlwind of emotions and concerns. One of the many questions that may arise is whether you can still qualify for life insurance. At O1ne Mortgage, we understand the importance of securing your family’s future, and […]
Understanding Check Holds: What You Need to Know Have you ever deposited a check into your bank account, only to find that the funds are not immediately available? This can be frustrating, especially if you need the money right away to pay bills or cover other expenses. Banks sometimes place holds on checks, which can […]
Understanding Online Savings Accounts: A Comprehensive Guide In today’s digital age, managing your finances has never been easier. One of the most convenient financial tools available is the online savings account. This type of account offers a range of benefits, but it also comes with some drawbacks. In this blog, we’ll explore what an online […]
