Understanding the Importance of Naming a Beneficiary on Your Savings Account Have you ever wondered what happens to your savings account when you pass away? If you haven’t given it much thought, it’s time to consider the benefits of naming a beneficiary on your savings account. This simple step can ensure that your money goes […]
Maximizing Your Savings with a High-Yield Savings Account A high-yield savings account (HYSA) is a powerful tool for achieving your short-term financial goals. Unlike traditional savings accounts, HYSAs offer significantly higher interest rates, allowing your money to grow faster. But how much should you deposit in your HYSA? The answer depends on your specific financial […]
Investing in Your Grandchild’s Future: A Comprehensive Guide Grandparents often provide their grandchildren with unconditional love, reassuring hugs, and endless patience. But beyond these invaluable gifts, they can also offer a head start on financial success by investing on their behalf. At O1ne Mortgage, we understand the importance of securing a bright future for your […]
Understanding Back-to-School Spending Trends: Insights and Implications September, or August in some parts of the country, is often considered one of the busiest spending months of the year. According to the National Retail Federation (NRF), a trade organization that predicts spending at department stores and other retail outlets, back-to-school spending will produce an additional $130 […]
Mastering Financial Wellness with Irregular Income Whether you’re building your emergency fund or setting money aside for retirement, saving for the future is a key part of financial wellness. But getting into the habit of saving can be tricky if your income fluctuates. You may have more financial wiggle room during certain months, or money […]
Building a Strong Financial Foundation in College College is an exciting time filled with new experiences and opportunities. It’s also a crucial period to start building a strong financial foundation. At O1ne Mortgage, we understand the importance of financial stability, and we’re here to help you every step of the way. Call us at 213-732-3074 […]
Maximize Your Financial Health with Balance Transfer Credit Cards At O1ne Mortgage, we prioritize consumer credit and finance education to help you make the best financial decisions. Balance transfer credit cards can be a powerful tool to save money and manage debt effectively, but they must be used wisely. In this blog, we will explore […]
Unlocking the Power of Experian Boost: A Comprehensive Guide At O1ne Mortgage, we understand the importance of a good credit score in securing favorable mortgage terms. That’s why we’re excited to share insights about Experian Boost, a free tool that can help you improve your FICO® Score instantly. If you have any mortgage service needs, […]
Understanding Credit Card Piggybacking: What You Need to Know When it comes to building or improving your credit, you might come across a tactic known as “credit card piggybacking.” This method can be beneficial, but it also comes with its own set of risks and limitations. In this blog, we’ll explore what credit card piggybacking […]
Maximizing Your Savings with Certificates of Deposit (CDs) At O1ne Mortgage, we understand the importance of making the most out of your savings. One effective way to grow your money securely is through Certificates of Deposit (CDs). In this blog, we’ll explore how CDs work, the best times to invest in them, and strategies to […]
