Understanding Child Support: A Comprehensive Guide When couples decide to divorce, one of the most challenging aspects to navigate is the division of assets and debts. For parents, determining custody and financial support for the child becomes a crucial part of the process. This financial support, known as child support, is essential to ensure the […]
Maintaining Your Credit Health: A Comprehensive Guide At O1ne Mortgage, we understand the importance of maintaining a healthy credit score. While you may reach a point where your credit score takes up less mental real estate, it’s never a great idea to stop caring about it entirely. Whether you’re planning to borrow money or not, […]
Understanding Credit Utilization and How It Affects Your Credit Score At O1ne Mortgage, we prioritize consumer credit and finance education to help you make the best financial decisions. Understanding credit utilization is crucial for maintaining a healthy credit score, which can significantly impact your ability to secure loans and favorable interest rates. In this blog, […]
Understanding Severance Pay and Its Tax Implications Losing your job can be a significant financial setback, but severance pay can help ease the transition. When you lose your job involuntarily, your employer may offer severance pay as a goodwill gesture to help you stay afloat while you search for new employment. However, it’s essential to […]
Understanding Conforming Loans: A Comprehensive Guide If you’re exploring mortgage loan options, you’ll likely come across conforming loans, the most common type of home loan. Conforming loans have loan limits set by the government and adhere to the borrowing guidelines of Fannie Mae or Freddie Mac, two government-backed mortgage companies that own many residential mortgages […]
Mastering Your Finances: The Power of Tracking Your Spending Managing your money effectively is crucial for achieving your financial goals, and one of the most powerful tools at your disposal is tracking your spending. By understanding where each dollar goes, you can make informed decisions, adjust your cash flow, and save more towards your financial […]
Can Someone Else Pay Off My Debt? Exploring Your Options If you’re struggling to manage your credit card balances, loans, and other debts, you might be considering seeking financial help from a close friend or family member. Sometimes, a generous relative may offer to relieve your financial strain by paying off your debt. While accepting […]
5 Common Personal Finance Myths You Should Ignore When it comes to managing your finances, well-meaning friends and family often have plenty of advice to offer. However, not all of this advice is beneficial. In fact, some commonly repeated financial tips can do more harm than good. At O1ne Mortgage, we believe in empowering you […]
Refinancing Your Home to Pay Down Debt: A Comprehensive Guide Are you struggling with substantial debt and looking for a way to manage it more effectively? Refinancing your home might be a viable option. However, it’s essential to understand the benefits and potential downsides before making such a significant financial decision. At O1ne Mortgage, we […]
Understanding Credit Card Minimum Payments: A Comprehensive Guide At O1ne Mortgage, we prioritize consumer credit and finance education. We aim to provide you with the best information to help you make informed decisions about your financial health. If you have any mortgage service needs, feel free to call us at 213-732-3074. In this blog, we […]
