Smart Strategies to Save on Cable, Phone, and Internet Bills
In today’s world, managing expenses is crucial, especially when it comes to recurring bills like cable, phone, and internet services. At O1ne Mortgage, we understand the importance of optimizing your budget, and we’re here to help you with some effective strategies to cut down on these costs. If you need any mortgage services, don’t hesitate to call us at 213-732-3074. Let’s dive into some practical tips to save money on your cable, phone, and internet bills.
Negotiate Your Costs
Many people don’t realize that their bills are often negotiable. Providers may offer discounts or limited trial pricing if you simply ask. However, negotiating can be intimidating and complicated. This is where trained bill negotiators, like those at Experian BillFixer™, come in handy. They can handle the negotiations for you, potentially leading to significant reductions in your bill totals.
Bundle Plans
Bundling services is a common strategy to save money. For instance, if your internet service provider also offers cell service, you might be able to sign up for both at a lower combined cost. While the savings vary by provider, you can typically save between $120 to $300 annually by bundling your services.
Downsize Your Plan
Another straightforward way to save money is to downsize your plan. For example, you might not need an unlimited data plan for your cellphone. Check your usage and choose a plan that fits your actual needs. Similarly, you can opt for slower internet speeds or fewer cable channels to reduce your costs.
Use Free Trials
Free trials are a great way to enjoy services without paying. For television, you can rotate through free trials of different channels or packages. To make the most of these trials, save up shows to watch during the trial period and mark the end date on your calendar to avoid getting charged. Some providers even allow you to cancel immediately after signing up while still using the service for the trial period.
Qualify for Discounts
You might be eligible for various discounts on your bills. Many providers offer autopay discounts, which can save you a flat amount each month. Additionally, you might qualify for veteran, student, or senior discounts. It’s worth checking with your provider to see what discounts you can apply for.
Shop With Family
Family plans can offer significant savings, especially for cellphone bills. By linking accounts under one bill, you can reduce your overall costs. Some providers even extend these discounts to friends if you sign up as a group. Online groups can help you coordinate with others to get the best friends and family plan discounts.
Swap to Totally Free Options
The ultimate way to save money is to switch to free options. For discretionary bills like high-end cable packages, consider free streaming services or live TV options available online or through your local library. You might also find free phone services, though these are often ad-supported. Exploring different providers can help you find free plans that meet your needs.
How Cable, Phone, and Internet Bills Can Help You Build Credit
Not only can you save money on your bills, but you can also use them to build your credit. Experian Boost® allows you to add common bills like cable, phone, and internet to your credit report. By creating or logging into your Experian account and navigating to Experian Boost, you can attach your financial accounts and add your bills to your credit report. This can potentially increase your FICO® Score from Experian.
The Bottom Line
When looking to cut costs from your budget, start with your everyday bills like cable, phone, and internet. Combining strategies such as negotiating rates and downsizing your plan can lead to significant savings. Tools like Experian BillFixer can help reduce your costs without the hassle. While it may take some time to shop around and negotiate, the savings you achieve will be well worth the effort.
At O1ne Mortgage, we’re committed to helping you manage your finances effectively. For any mortgage service needs, call us at 213-732-3074. We’re here to assist you in making the most of your budget and achieving your financial goals.
Learn More About Saving Money on Bills
How Often Should You Negotiate Your Bills?
It’s generally a good idea to review and possibly negotiate your bills on an annual basis. Here’s how to approach the process and a tool to help you out.
10 Ways to Lower Your Bills
Put more money back in your budget by lowering some of your common bills with these ten strategies.
How to Negotiate Your Bills With Experian BillFixer™
If you’re ready to find savings on your everyday bills, this is how to do so with Experian BillFixer™.
