Understanding the Federal Funds Rate and Its Impact on Your Savings Watching the Federal Reserve issue another rate hike might not be ideal if you’re planning on borrowing money, but it can be welcome news if saving is your priority. When the Federal Reserve raises the federal funds target rate, interest-bearing savings accounts often see […]
Mastering Credit Card Debt: Strategies for Financial Freedom At O1ne Mortgage, we prioritize consumer credit and finance education to help you make the best financial decisions. While credit cards can be valuable tools for building and maintaining your credit, it’s essential to understand the best practices for managing them. One common misconception is that carrying […]
Understanding Credit Card Minimum Payments: A Comprehensive Guide At O1ne Mortgage, we prioritize consumer credit and finance education to help you make the best financial decisions. In this blog, we will delve into the concept of minimum payments on credit cards, how they are calculated, and the reasons why your minimum payment might increase. If […]
Maximize Your Savings: Transfer Multiple Credit Card Balances to One Card At O1ne Mortgage, we prioritize consumer credit and finance education. We aim to provide you with the best strategies to manage your finances effectively. One such strategy is transferring multiple credit card balances to a single card with a 0% introductory APR. This can […]
