Steps to Buying a House: A Comprehensive Guide Buying a house is a significant milestone and can be an intimidating process, especially for first-time homebuyers. From preparing your finances to securing a mortgage, there are numerous steps involved, and not all of them are straightforward. At O1ne Mortgage, we understand the complexities of this journey […]
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The Impact of Interest Rates on Home Buying In the fall of 2021, the average interest rate on 30-year fixed mortgages was just under 3%. By fall of 2023, due to Federal Reserve rate hikes to curb inflation, it was nearly 8%. Higher interest rates mean higher monthly mortgage payments and lifetime costs of a […]