Categories
Mortgage & Finance

Is a Reverse Mortgage Beneficial?

Is a Reverse Mortgage Beneficial? A reverse mortgage sounds similar to a line of credit or home equity loan. Indeed like these loans, reverse mortgages provide a line of credit or a lump sum which you can access if need be depending on the amount you’ve paid off for your home and its market value. […]

Categories
Mortgage & Finance

Reverse Mortgage Rules

Reverse Mortgage Rules If you own a townhouse, condo, a manufactured home or a house built after or on July 15th, 1976, and then you might qualify to get a reverse mortgage. The Federal Housing Administration (FHA) prohibits cooperative housing owners from obtaining reverse mortgages from obtaining reverse mortgages because they own shares of the […]

Categories
Mortgage & Finance

How to Avoid Reverse Mortgage Scams

Reverse mortgage is potentially lucrative and vulnerable borrowers who might be desperate for finances or have cognitive impairments are prone to scam. Unscrupulous vendors target seniors offering help in securing reverse mortgage for pay. The vendor runs off with the money without delivering the promise. Financial advisors, caregivers, and relatives in some cases take advantage […]